This is a question we receive frequently. The confusion often stems from the fact that Canada is recognized worldwide for having a publicly funded health care system that provides Canadians with access to certain medical services “free of charge” (health care is paid for through taxes – this is noted with payroll deductions).
But how do you access this universal health care system, and what do you do if you can’t access it? In short, your access to Canada’s healthcare system depends on two things:
Your province of residence
Your immigration status
Alberta
International students are eligible for AHCIP with a 12-month study permit (or a study permit of more than three months and a letter showing intent to reside) plus the intention to live in Alberta for at least 12 months). We recommend purchasing private health insurance for the first few months of your stay.
British Columbia
International students are eligible for BC MSP with a study permit valid for six months or more. Our recommendation: you should purchase private health insurance for the first three months in British Columbia, as new residents are not eligible for provincial coverage until they complete a three-month waiting period.
Manitoba
International students are not eligible for MAL. Therefore, private health insurance must be purchased.
New Brunswick
International students are eligible for NB Medicare with a valid study permit and proof of enrollment in full-time postsecondary studies for at least one full school year.
Newfoundland & Labrador
International students are eligible for Newfoundland MCP with a valid study permit for at least 12 months and proof of full-time enrollment in a Newfoundland post-secondary institution in a program of 12 months or more.
Nova Scotia
International students are only eligible for NS MSI after spending 12 months in Nova Scotia as international students.
Ontario
International students are not eligible for OHIP and must purchase private insurance.
Quebec
International students are not eligible for RAMQ (except for students selected under specific Quebec scholarship programs).
Prince Edward Island
International students in Prince Edward Island (PEI) are eligible for public health insurance if they will be living in PEI for at least six months. However, a person can only apply for a PEI Health Card after residing in the province for at least three months. For this reason, international students must purchase health coverage from their institution or a private health insurance provider by the beginning of their study period.
Saskatchewan
International students in Saskatchewan studying for at least six months may be eligible to register for basic public health coverage through the province by obtaining a Saskatchewan Health Card.
